Are you ready to take your IRA game to the next level? In this blog post, we’ll dive into how to build beyond the contributions often touted on social media. Whether you have a Traditional IRA or a Roth IRA, understanding the cash and carry ratio is crucial for maximizing your retirement savings. We’ll break down the importance of setting up a sustainable contribution plan, investing in low-fee index funds and ETFs, and making the most of your existing savings. Learn how to set realistic financial goals, find your target date funds outside of employer plans, and effectively manage your old 401(k) accounts. Join us as we explore practical action steps to create a solid strategy for long-term growth—because your financial future deserves more than just social media advice!

Retirement Planning is more than your employer-based plan. In this article, retirement insights, IRAs along with how to make your Target Date even more obtainable and more!