Struggling with Seasonal Affective Disorder (SAD) and its impact on your finances? Learn how to manage money and mood during the winter months with practical tips on budgeting, saving, and spending. From sinking funds to money mindset exercises, this guide helps you reset and thrive—even in tough times. But could SAD and Winter Arc help your money? Let’s talk..

Are you ready to take your IRA game to the next level? In this blog post, we’ll dive into how to build beyond the contributions often touted on social media. Whether you have a Traditional IRA or a Roth IRA, understanding the cash and carry ratio is crucial for maximizing your retirement savings. We’ll break down the importance of setting up a sustainable contribution plan, investing in low-fee index funds and ETFs, and making the most of your existing savings. Learn how to set realistic financial goals, find your target date funds outside of employer plans, and effectively manage your old 401(k) accounts. Join us as we explore practical action steps to create a solid strategy for long-term growth—because your financial future deserves more than just social media advice!

Struggling to save? This guide unlocks the secrets to finding extra cash & saving your first $1,000 (or more!). Move from news articles and social media algorithms to start seeing the money in your savings account. Budget tips, wallet audit tricks, and motivation to get you started.