It’s the New Year or as Social Media is arguing about the usage of “New Year” vs “New Years”.

Yet, this is also when many of you - self-included- start focusing on what you want to accomplish and crush this upcoming year. From vision boards to purchasing planners - we are met with the overwhelming desire to get this year right or better than we did in past years. We survived a pandemic - with some unimaginable things against or for us. We were also met with the vapor- ish insight of how our goals are the gain that our future self would benefit from.
Many left us before what we felt wasn’t their time or we were impacted in some other fashion, whether it was health, job loss, or family dynamic change. Ish happened. A lot of things happened. No matter where we are within our life span - life is a luxury. No matter if we can afford that designer bag, we can afford to better elevate our life or livelihood. 

January is deemed Financial Wellness Month. Yes, we are met with a New Year with a Financial Observance day. I see that eye roll, yet let’s roll back to the former paragraph. No matter what tax bracket we fall within, we have the luxury of improving our lives - by the means that we can. No one wants to be stagnant in their survival of life and wants to evolve. Even your favorite celeb evolves. And the insight from our ancestors shows that it’s necessary to do. 

So, one of the things that you need to do before determining what you want to do better in your life and especially your money is to audit your life wallet and physical wallet. What are you doing financially that’s booming or beating you when it comes to that life you desire to have? What are you building from that “L” of leverage that missed goal is gifted to you? Financial Objectives or Goals are the foundation of building your strategy. Talked about what that looks like here. 

But, one of the areas that we see at the beginning of the year is saving more money. I talked about that a bit more in this content piece.

You see gains in your goals when you determine how you want to define them to be - would they be SMART or FUN or BOTH? Honestly, I feel that you should have goals that fall within both areas. And if you can fuse them, do it. Let’s talk about both: 

S - Specific

M - Measurable

A - Achievable

R - Relevant

T - Time-Bound/Deadline

or

F- Flexible

U- Uplifting 

N- Numberless

or

B - Blend efforts with Strategy and Synergy

O - Observing how you feel and seeing opportunity at any level of completion

T - (all) Traction is building equity

H - Honoring yourself to know if you need to restructure the goal better or develop a new one.

Here’s the post that’s floating around Social Media talking about FUN Goals - you know I love it. 

But it’s up to you to factor in not only establishing those goals but holding esteem in seeing traction in your actions when it comes to keeping them going. How we feel about that goal is going to fuel us to keep going with it. And the goals that you crush or are challenged with today will serve as the foundation for what your life will thank you for tomorrow. It builds equity in a sense. 

My hope for you this year (and years to come)  is simple to what Janelle Monae posted: 

Cheers to everything you will accomplish this year!